These terms of use expressly contain the company`s privacy policy (which is available to joinchime.com/privacy) and, if applicable, the investor agreement and the listing company agreement, which may be amended from time to time by the company, as if they were fully explained. I have a lot of health problems, so I missed the $300 fee, but when I saw the fee declined for $642, it made me go back and check my account, and that`s when I became aware of the problem and immediately contacted Chime. They gave me a day or something before cancelling my card to give me time to do the necessary shopping until my new card arrived and within 24 hours they had refunded the $300 Sprint had taken from me. In the approximately 8 months I use Chime, each direct deposit was received at least 3 days earlier. All of them. It has never been done. Recently I had a billing problem with Sprint. I helped a friend and paid his spring bill. Now Sprint, who they saved my card information without consent and my friend became delinquent on his sprint bill, so they tried to go back and debit me on his behalf. I`ve never had a contract with Sprint and I never will. They took $300 from me a few months ago, and they tried again to take 642 this month. No no. Chime only offers current accounts and savings accounts, so if you`re looking for other financial products, you should look elsewhere.
THEY AGREE THAT AN ARBITRATION PROCEDURE SHOULD BE DONE EXCLUSIVELY ON AN INDIVIDUAL BASIS. IN NO EVENT MAY ANY SUCH ARBITRATION BE BROUGHT ON BEHALF OF A CLASS OR IN ANY OTHER CONSOLIDATED OR REPRESENTATIVE ACTION. Notwithstanding the contrary provisions of these conditions, you accept that neither you nor the company is eligible if the class action waiver is considered invalid or unenforceable in the previous sentence. This arbitration agreement is governed by the Federal Arbitration Act. Does anyone read the fine print? Why will someone pass on their personal security details to a stranger without verifying the legitimacy of the call? Chime will never call you to ask for your card information…. they already have it!! They will never allow you to load money onto your card by making a third-party check that cashes or loads money, and they will not allow you to put your spouse`s stimulant into your account without checking if it is legitimate because they do not offer joint accounts. Each bank is subject to strict federal rules to prevent money laundering. The only problem I ever had with Chime was a deposit that didn`t arrive two days earlier, as usual, but it`s not a guarantee. The only other time I had problems was with a merchant holding my card, but it was the merchant`s fault, not the bank. The FDIC took a month to respond and concluded my case by saying that I made a mistake in my calculations, a transaction that took place on a day in May when there was no such transaction.
The FDIC did not provide any information in its conclusion and refused to respond when I asked for clarification. It is not $3 or $20 or $50. Chime stole hundreds of dollars from my account… And I`m on unemployment. It`s you. Don`t do that. Nursing. Neither is the FDIC. You can`t import monthly snippets into a calculation table to label them, let alone quicken. You use characters that don`t work with any OCR software. seriously. No bank with Chime.
Hide your money in your wall. It`s much, much safer. With the utmost respect by law, you agree to defend, compensate and maintain the company, its subsidiaries, related companies and other parties with whom the company is linked or linked, as well as their respective executives. Directors, employees and agents, free and safe from and against all claims, deeds and claims, including, but not limited, legal and accounting fees arising from or in connection with your violation of these terms of use or privacy policy or your use of the site